Foreign-based employees are sometimes referred to as “expats” or US nationals. US hires: Individuals who travel outside the US for business or who are assigned to work in another country should be covered by FVWC. The following definitions may provide further clarification regarding the types of individuals who may be covered under FVWC. Generally, any employee who is covered for injuries occurring during the course of work can be covered by FVWC, including: Travel outside the country of origin (the US or another country) for covered employees.įVWC can cover a range of employees depending on whether they are currently in their country of origin.Long-term assignment outside the United States for covered employees.Short-term business travel for covered employees.Here are the most common situations where FVWC may apply: It provides bodily injury by accident/disease or repatriation, arising out of and in the course of employment outside of the employee’s home country. What is Foreign Voluntary Workers’ Compensation?įVWC provides coverage for employees working outside of their home country. Here we’ll address the what, when, where, who, why, and the Woodruff Sawyer claims approach.ġ. Foreign Voluntary Workers’ Compensation (FVWC) offers several important coverages to compliment your comprehensive insurance program.
